Use our smart Loan Against Mutual Funds (LAMF) calculator to discover how much you can borrow without selling your portfolio.
Running short on funds but holding strong investments? Angel One’s Loan Against Mutual Funds (LAMF) gives you instant liquidity by pledging your mutual funds—without selling them.
Whether it’s a market opportunity, an emergency, or a big milestone in life—you can now fund it all while your investments keep growing.
Apply online, get quick sanction
No need to liquidate your portfolio
Up to ₹20 Cr based on your securities
Pay interest only on what you use
No prepayment or foreclosure charges
Keep earning dividends, interest & appreciation
Use the Calculator – Check your eligible loan value
Apply Online – Complete a simple form
Pledge Your Securities – Shares, mutual funds, or ETFs
Get Disbursal – Amount credited directly to your account
Repay When Ready – No stress, no rush
| Asset Type | Max LTV(%) | Highlights |
|---|---|---|
| Equity shares | Up to 50% | Listed stocks in approved scrips |
| Equity Mutual Funds | Up to 60% | NAV-based valuation |
| Debt Mutual Funds | Up to 85% | Lower risk, higher LTV |
| Bonds/Debentures | Up to 70% | Listed instruments only |
| Life Insurance (ULIPs) | Up to 75% | Based on surrender value |
Loan Against Mutual Funds is a credit facility that allows you to borrow money by pledging your mutual funds as collateral without selling them. This helps you maintain your investment portfolio while accessing instant liquidity.
